OHSC is the medicare for Student visa holder.
that kind of medical examination is usually not claimable under Medicare. so I dare to say that OHSC won't cover it either.
However, if it's under your GP (general practioner)'s prescription, instead of your personal request, the cost may be partially refundable.
below is the content of cover from Medibank website, for your reference.
http://www.medibank.com.au/Overseas-Students/About-OSHC.aspx#whyoshc
What is covered?
1> Medical cover
OSHC pays benefits towards:
Medical practitioners (including specialists) who treat you in hospital, at home or at the doctor’s surgery;
Pathology services such as blood tests;
X-rays.
Subject to their availability, you may choose any general practitioner (GP) you want. OSHC pays 100% of the Medicare Benefits Schedule (MBS) fee. For specialists and all other medical services (including pathology and x-rays) that take place whilst you are not an in-patient at a hospital, OSHC pays the published 85% MBS Fee* for that service. You will have to pay any additional cost if the doctor charges you more than the benefits we pay you.
For doctors, specialists and all other medical services that take place whilst you are an in-patient at a hospital, OSHC will pay 100% of the MBS fee. If the doctor or hospital charges you more than the benefits we pay you, you will have to pay the difference.
2> Hospital cover
There are two types of hospitals in Australia: public hospitals, operated by State/Territory Governments; and private hospitals, which operate on a commercial basis.
Treatment in a Members’ Choice Private Hospital
Members’ Choice hospitals are private hospitals which Medibank Private has an arrangement with, to minimise the out-of-pocket expenses you will have to pay.
Medibank Private OSHC will pay the full cost of treatment in a Medibank Private Members’ Choice hospital for:
Overnight accommodation in a shared or private room
Same day admission
Theatre fees
No-gap surgically implanted prostheses and other items on the Federal Government’s Prostheses Schedule
To find a Members’ Choice hospital, you can Find a Health Provider.
Treatment in a Public Hospital
Medibank Private OSHC will pay for the full cost of treatment in a public hospital for:
Overnight accommodation in a shared ward.
For same day admissions (shared room only).
Accident and emergency and outpatient medical and post-operative services (fees raised by the hospital for treatment where you are not an admitted patient)
No-gap surgically implanted prostheses and other items on the Federal Government’s Prostheses Schedule
Any charge above the benefit we pay will form part of your out-of-pocket expenses
Treatment in a non Members’ Choice Private Hospital
If you are treated in a non Members’ Choice Private Hospital, you may receive very large out-of-pocket expenses. These expenses may vary between hospitals and are typically not subject to a maximum limit.
For full details of benefits paid for admission to a non Members’ Choice hospital, please call us on 132 331 before you go to hospital.
Emergency Ambulance Transport
Medibank Private OSHC pays 100% of the charge for medically necessary ambulance transport when emergency medical attention is required or for admission to hospital.
3>Prescription Medicines
Medibank Private OSHC provides benefits for prescription medicines (excluding oral contraceptives and medicines when prescribed for cosmetic purposes).
Benefits are payable up to a maximum of $50 for each prescription medicine. This is subject to the following calendar year limits:
for a Single membership - $300
for a Family membership - $600 (with a maximum of $300 per person).
Members are required to pay a contribution towards the cost of each prescription item before any benefits are paid.
Medibank Private may cover the full cost of prescription medicines provided to an inpatient of a Members' Choice Hospital if those medicines are covered by our agreement with the hospital and are directly related to the reason for the hospital admission. In this case the limits listed above will not be affected.
In all other cases, any further charges above the benefit we pay will form part of your out-of-pocket expenses. This means you may incur significant out-of-pocket expenses if high cost prescription medicines (like those used for cancer treatment) are required for your treatment. |